Our Products & Services
Group Guarantee Loans
These loans target low income earners, especially women and youth who luck collateral to secure loans. Most of the beneficiaries are those dealing in food items with almost a daily stock turnover. This helps them avoid the effect of inflation on their merger capital and also allows them to make daily provisions for family food and necessities. In a group 3-5 members, clients can access this product and get a loan in no more than 5 days.
Tenmia Loans
These loans are provided to individual borrowers with collateral to secure a loan as well as graduates of group loans. Tenmia loans are working capital loans for individuals with at least 2-Year experience in the same business. Loan period ranges between 3-10 months with monthly payments and can be processed in no more than 7 days. This product has benefitted a good number of entrepreneurs who wanted to expand their businesses. Enterprises financed include, general merchandise, service industries including transportation.
SME Loans
This product targets enterprises that employ at least 3 persons and have working capital not less than USD 10,000/=. Entities and individuals meeting these basic criteria can process such a loan in no more than 7 Working Days. Repayments are Monthly, Bi-Monthly or Quarter depending on the income status of the enterprise with a maximum loan period of 24 months. Enterprises financeable include all business categories and academic institutions.
Agriculture Loans
The Agric loans are offered to annual crop farmers operating at the commercial level but lack working or asset capital to profitably conduct farming. This is the only loan product with grace periods offered depending on the crop or asset procurement process. Repayments modes depend on the needs of the client but the loan maturity period does not exceed one year. All farming and value addition activities can be processed agric loans. With most farming being rain-fed in South Sudan, agric loans are time bound and processed well in advance of the farming season.
Money Transfer Services
We offer this service inter-branch (Juba/Torit) and also with Rural Finance Initiative – RUFI. Transfers can be made from DFF Juba Office to Torit, Bor, Yambio in South Sudan and to Koboko, Morobi, Adjumani and Bweyale in Uganda. Transfers are instantaneous with fees paid by the sender.
Social Intervention
Under our Core Value of Corporate Sustainability, we strive to give back to the communities in which we operate. DFF has supported local schools to rehabilitate their structures which has enabled such schools to operate in a safe environment for their students and staff.
About us
Dynamic Financial Frontier – DFF is a Limited Liability Company that was incorporated in South Sudan in 2009.
DFF operates as a Financial Service Provider (FSP) at the microfinance level serving all entrepreneurs within the
county.
Dynamic Financial Frontier is a part-owned by Rural Finance Initiative-RUFI, where RUFI is an institutional shareholder together with other individual shareholders.
Dynamic Financial Frontier’s vision is, “An Institution of Choice for Access to Inclusive Financial Services.”
This is to be accomplished through the Mission, “To Provide Affordable, Sustainable, Innovative and Client-centric
Financial Services with a Focus on Low Income Entrepreneurs in South Sudan.”
And in guiding us towards living the Mission in order to achieve the Vision, are our Core Values – PICKS (Professionalism, Integrity, Corporate
Sustainability, Safety & Safeguarding).
Our major operations are in Hai Malakal-Juba with a satellite office in Torit Town.
Technology at work: connecting to the customer.
Our Partners
We are actually partners with Cordaid in the areas of Food Security, especially in financial service provision to rural
farmers and on-lending capital to other entrepreneurs within the DFF Operating areas.
We always try to form alliances with leading solution and technology partners to provide you with innovative solutions to the complex problems faced by local business.
We further seek partnership and collaboration with other like-minded mission driven entities locally and internationally,
to deliver genuine added value to our customers.
